Use this simple decision box to choose a PPA or loan based on your goals, not a closer’s commission.
1. Quick definitions – PPA, lease, loan, ownership
2. Pros/cons table – clarity on ownership, incentives, payment type, moving, maintenance
3. Decision box:
- Choose a loan if… (equity mindset, good credit, tax appetite, staying long term).
- Choose a PPA if… (no upfront, want simplicity, don’t care about owning asset).



